Author Archive for mikec
Michael Citron is the CEO of DisputeSuite.com, Michael is an internationally recognized public speaker and author. He lectures for professional associations worldwide. Michael has authored numerous articles on credit repair, loan modifications, short sales and marketing. His recently published book “The Art of the Short Sale” has instantly become a favorite for many of the nation’s premier real estate experts.
Charging to Delete Foreclosures & Out of State Clients?
I am a newbie to this business. I have learned so much in the last couple of sessions and I really appreciate your time for trying to help this industry stay professional. I also own a mortgage company (small 2-person shop), so I am trying to specialize in people with credit issues who want to [...]
What Do I Do When the Credit Report Address is Wrong?
During the DT I went off the address on the credit report for a CA and had it returned “not deliverable as addressed? Unable to forward.” How would you process?
Talk About Credit Analysis Software
Is there any software to conduct a credit analysis like some provide?
If a Pay for Delete Letter Doesn’t Work, What Then?
It seems much harder nowadays to get a “pay for delete” letter from collection agencies/creditors. What is the next best alternative in the way they report/update next month if you settle for less than full balance?
What are the Rules for a Sold Account?
Can you ask for a validation letter or investigate possible fraud with an OC after an account is sold off?
Signing Up for PrePaid Legal?
Any benefit to having clients sign up with prepaid legal for credit repair help when collection agencies violate the law?
How Can CRAs Claim they have Verified Negative Public Records?
Every now and then Credit Bureaus claim that they have “verified” a negative public record. We contacted our County Records office and they told us that they don’t verify anything with any credit bureaus. How is it that the Credit bureaus made that claim?
Best Timing for Disputes and Debt Validation?
Do you recommend to dispute and debt validation at the same time?
Are FHA/DU approvals also withheld due to “Disputed by Consumer” Comments?
The earlier question regarding lenders/underwriters declining approvals because of accounts being listed as “indispute by consumer,” is this a problem on both the conventional side as well as FHA/DU approvals? Is the creditor contacted to remove this statement?
Are There Ways to Get a Merchant Account to Avoid ACH Processing?
When I contacted Authorize.net they advised me that it would be very difficult to get a merchant account in order to do automated billing to a credit card. Apparently, credit repair companies have poor experience. I checked with a few other merchant account companies and got the same answer. Can you let us know how [...]
