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Charging to Delete Foreclosures & Out of State Clients?

GetAttachment[1]I am a newbie to this business. I have learned so much in the last couple of sessions and I really appreciate your time for trying to help this industry stay professional. I also own a mortgage company (small 2-person shop), so I am trying to specialize in people with credit issues who want to eventually buy a home. Can you charge customers anywhere from $2K to $5K to delete just their foreclosure? Would that be considered credit repair, and would that fall under CROA? 2nd Question: Does my business need to be registered in the state in which I operate or in which the customer lives? Many of my contacts are out of state. I don’t want trouble with any authorities, so I am trying to get this answered before I start anything out of state.

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