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How Do We Deal with the Lack of Notification by the CRAs When They Re-List a Removed Debt?

GetAttachment[1]Here is one that’s a bit frustrating. A few months back I had a client with a collection removed from Transunion. Results showing collection company deleted. Recently our client pulled his credit report from an online source and the collection reappeared. I read FCRA Section 611 1-3 – clearly states that prior to reinsertion on the account, the consumer must be notified in writing and state the reason. How do you approach the issue with the bureaus?

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  1. Thanks Mike. This one is really good. Works like a charm.

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