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How Do We Fix a Collection Settlement Date for a Debt Years Older?

GetAttachment[1]Two collection companies, 1, the big collection company in Michigan, the other a local. A Sam’s chargeoff from 03 or 04 settled with their collection group from Michigan in 07 or early 08. Shows paid, however the collection co. does not show the original 2003 Sam’s date. They show an 07 date. Also a local collection agency took a 2004 utility bill and put it on the customer’s credit file when they took the collection, showing 09, when it should be an 05 account. Does this make a collection look fresh instead of old, and doesn’t that then lower the score of the client? I was thinking of sending another 3rd letter with a copy to the state AG but hate to go to that length.

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  1. Renae Pillon says:

    Personal debt settlement definitly seems to be increasing as a realistic strategy for people struggling with credit card debt. For serveral years I have been following the trend quite closely and it is more and more difficult to tell what you receive for the money. I know there are quite a few debt settlement providers available in the market that deliver outstanding solutions and the debt cusotmers really feel the benefit, but I am also aware that there are tons of debt service providers on the web that are only focused on collecting payments and signing up new subscribers. This is obviosly why we are seeing brand new govt regulation regarding the debt negotiation industry. My sister in law worked with a debt business and is very happy satisfied with the outcome.

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