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Any Recommendations for Handling Queries Under a Year Old?

GetAttachment[1]I have some clients that have all the “nasty” derogs on their credit reports and then I have those that really only have inquiries. Even after explaining the lesser impact on their scores they are adamant that they want them deleted. The bureaus particularly Experion & Transunion don’t seem to budge until the two years. So any recommendations on how to approach the inquiries that are under a year old? Are people actually sending demand letters to the creditor or company that put the inquiry on the report? If you have a lot of questions for Wednesday, a quick couple of tips back to this email would be sufficient since I’m sure most people want to hear more about the nasty derogs. Thanks and hope all is well with you guys.

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