How does a Symphony, a Taxi and Credit Repair Business fit in the same article?

How does a Symphony, a Taxi and Credit Repair Business fit in the same article?

Is everybody on the same page?   Keeping a team in order can be difficult…. I like to compare different life events that I have to business practices… I’m actually writing this now while Eric is driving me to my hotel… we just crossed the Williamsburg Bridge and now we’re aimed at the Long Island [...]

Do you believe a “Hot Dog” salesman can make a HUGE impact on your business and YOUR life??

Do you believe a “Hot Dog” salesman can make a HUGE impact on your business and YOUR life??

Ok guys….. The story below is not a new one… I have had a copy of this story in my wallet for over 15 years…. It was given to me by someone who took it out of he newspapers in the mid 60’s…. You can see from the attachment how worn, it’s become. I recently [...]

Client Retention

Client Retention

Ok, as I promised… I would elaborate on some unique retention programs… BUT you must first understand the basics…

Credit Repair Business 101 COMPLIANCE!!

Credit Repair Business 101 COMPLIANCE!!

Compliance! Some of you may start convulsing and shaking in your seats when you hear this… BUT staying compliant in the credit repair biz is imperative for longevity. This section is a must for anyone in the biz!

Small Claims Court.. Good idea, or DISASTER???

Small Claims Court.. Good idea, or DISASTER???

Many people in the biz think this is a great idea- I happen to COMPLETELY agree with them… However, my take on it is a bit different. My opinions on the use of Small Claims Court to assist in permanent deletions are skewed to PROTECT your business FIRST… AND expand it at the same time…

What Should Your Focus Be?

What Should Your Focus Be?

As a company owner/manager you often wear many hats… You wind up cleaning the floors, answering the phones, worrying about customer complaints, completing accounting statements, making deposits
But most of us forget to focus on the most important part of our business… marketing and client retention…

Credit Bureau History Lesson…

Credit Bureau History Lesson…

Let’s take a brief look at how credit bureaus came into existence. Back in the good old days, if you applied for a loan, your credit file was ordered from the local credit bureau (all credit bureaus were local back than). A bookkeeper went in the back office, rummaged around for a bit and pulled out a paper file with the person’s name on it. Someone would look at the file and determine if they would offer you credit. If there was a questionable marking or error on the file, a simple phone call or visit to the office could clear the matter up.

What is OCR?

What is OCR?

The Acronym OCR stands for Optical Character Recognition…. That’s a fancy name for a computer that can read… An OCR device can “take a picture” of a letter (like a scanner) then read the picture and understand the picture is actually a letter….
OUCH!!! How can that affect your business??
It can actually HELP!!! Read the post for the details-

How often do you change your….

How often do you change your….

… Marketing? Unfortunately Marketing isn’t like one of those kitchen gadgets or late infomercials- You know the ones “Set-it and Forget it”…. Many people take that approach to prospecting and lead conversion but most of the time that DOES NOT WORK-

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Finally a reliable and honest Merchant account provider for Credit Repair Companies

Finally a reliable and honest Merchant account provider for Credit Repair Companies

Here is their “Mini” application… I will be adding a short video explaining the process soon.. keep an eye out for it! Your Name: Company Name: Email Address: Business Phone: Business Address: Business City: Business State: Please Select Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana [...]

BootCamp Early Bird Special!!!!

BootCamp Early Bird Special!!!!

Hurry and Click Here to order your BootCamp ticket at the early bird special rate before this is taken down.

Weekly Webinar Registration!!

Weekly Webinar Registration!!

Register for the next content filled live webinar with Mike Citron!!!!

How Do We Treat Unverifiable Information?

How Do We Treat Unverifiable Information?

Treatment of Inaccurate or Unverifiable Information. Where can I find a copy of it?

How Do the CRAs React to Bunched Letters?

How Do the CRAs React to Bunched Letters?

I’ve got a question about mailing out a bunch of letters. Do you send them out all at once? Sent a few out in one day and received correspondence from credit bureaus that they don’t believe that letters came from the clients. How can we do this without any problems?

What’s Next When Verification Documents Aren’t Available?

What’s Next When Verification Documents Aren’t Available?

What is the next step when Transunion sends you an answer that says on the MOV process they answered that verifications documents are not available?

Is the Tactical Guide able to be Purchased Separately?

Is the Tactical Guide able to be Purchased Separately?

Can we purchase the Tactical Guide outside of buying the Credit Repair Biz-In-A-Box?

How Do I Use Your Dispute Codes?

How Do I Use Your Dispute Codes?

Mike, I got your dispute codes today. Thanks. How can I use them?

Must the Client Directly Request his Credit Report Prior to Disputes?

Must the Client Directly Request his Credit Report Prior to Disputes?

I have received the attached response from Experian. How should I approach this, do I need to have the client request his credit report from Experian so that I can send the next letter there? I have blanked out the client’s information so that you can share this on your webinar. Your help is appreciated.

What to Do When a Collection Agency Requests Payment for an Account Not on the Credit Report?

What to Do When a Collection Agency Requests Payment for an Account Not on the Credit Report?

My client received a letter from a collection company about an account she doesn’t recognize nor shows on her credit report as of 2 months ago. I’m assuming it is better to try to prevent this account from being added to her credit report, especially if it ends up being hers. So, is it a [...]

When Disputed Accounts Don’t Show up on CRA’s attached Documentation, Does that Mean They’ve Been Deleted?

When Disputed Accounts Don’t Show up on CRA’s attached Documentation, Does that Mean They’ve Been Deleted?

In the response letter from Equifax (CSC Credit Services), it says: “The items listed below were investigated at your request. Please review your attached credit file for the current status of each item.” And then it lists below all of the accounts that were disputed. For the accounts that are listed as disputed, but do [...]

What is the Real Time Limit for CRAs to Respond?

What is the Real Time Limit for CRAs to Respond?

I have read in several recources as well as been told by other credit repair professionals, that the credit bureaus get 30 days to respond if a consumer purchases a report, and 45 days if they get a free one. I have also been told a variation of this which was that it’s 45 days [...]

Does it Matter Where we Mail the Disputes?

Does it Matter Where we Mail the Disputes?

Does it make a difference if we mail the disputes directly to Equifax to Atlanta, GA, or like they request, to CSC Credit Services-Disputes in Dallas, TX? Or doesn’t it matter?